Panama City Beach | Smart Beach Investor

How’s The Current Real Estate Market? Depends!

by John Moran | Feb 21, 2024 | 30A, Destin, Panama City Beach

“The highest form of wealth is the ability to wake up every morning and say, ‘I can do whatever I want today.’” Morgan Housel Let me preface this correspondence with this: I own real estate here at the beach, a few condos and a house, all as...

Will There Be A Retreat To Safety in 2024

by John Moran | Feb 5, 2024 | 30A, Destin, Panama City Beach

“Sometimes you just have to survive to fight another day” Alexandra Bracken Over the course of my 20-year career, I’ve noticed that in hard or strange times, people tend to retreat to quality. They move to what they know to be true. They look for things...

Watch out for what you can’t see coming.

by John Moran | Jan 4, 2024 | 30A, Destin, Panama City Beach

It ain’t what you don’t know that gets you into trouble. It’s what you know for sure that just ain’t so.” Mark Twain There is so much talk about how supply and demand are the two elephants in the room when it comes to projecting real estate market trends and...

Decoding Florida’s Emerald Coast Real Estate: Cost of Money, Market Trends, and 2024 Predictions

by John Moran | Dec 5, 2023 | 30A, Destin, Panama City Beach

Understanding the Cost of Money and Real Estate Trends on Florida’s Emerald Coast When evaluating the real estate market on Florida’s Emerald Coast, it’s crucial to consider the cost of money, influenced by mortgage rates and Treasury Bills...

Ground Hog Day, Hyperinflation & Florida Real Estate?

by John Moran | Nov 2, 2023 | 30A, Destin, Panama City Beach

We are living in peculiar times. With the ongoing war in Ukraine, the turmoil in the Middle East, and the potential developments in Taiwan with China, there is a lot happening on the global stage. Geopolitics, oil, and political instability all appear to be working...

Are we at the top? Or do we have more climbing to do?

by John Moran | Oct 8, 2023 | 30A, Destin, Panama City Beach

Scarcity and Urgency are the secret sauce to our real estate market. Remember when buyers would jump on a property as soon as it came on the market? They would even get in line to outbid other buyers for it, getting angry or sad or elated based on the outcome of their...